The official currency is the Nepalese rupee (NPR) which is divided into 100 paisa. As getting change can be a problem, one recommends visitors have a supply of small notes handy. Tourist activities are often quoted in US Dollars.It is advisable to carry new dollar bills in varied denominations. There are ATMs in Kathmandu and Pokhara. Visa, MasterCard, and American Express credit cards are accepted in many tourist hotels, shops, restaurants, and travel agencies.Banks and moneychangers are present in all tourist centres and major cities. All receipts from foreign exchange transactions should be kept so rupees can be exchanged back into foreign currencies on departure. Cash is needed when trekking.